COMPARE AND FIND THE BEST PET INSURANCE

Pet insurance is a type of health insurance for many types of animals that reimburses for specific medical expenses. A pet insurance policy can protect you financially in the event of an unexpected accident or illness. However, pet health insurance has its limitations, so study your policy’s fine print before purchasing.

Just like health insurance for people, pet health insurance requires you to pay a monthly premium to a pet insurance provider.

Before you buy pet health insurance, make sure you understand what it covers. Most accidents and illnesses are covered by standard pet insurance, however there are normally some exclusions, such as:

• Dental services 
• Routine checkups 
• Preventive care 
• Grooming
• Certain preexisting conditions 
• Certain hereditary conditions

Companies often require a health checkup and impose a waiting period before coverage begins to avoid owners from purchasing insurance when their pet is already sick. The waiting period for accident coverage is normally a few days.

You must first pay the vet fee out of pocket before filing a claim if you want to use the pet insurance. Insurers will assess your claim and, if approved, will either deposit money into your bank account or mail you a check, your choice. This process takes two to three business days on average, but it can take up to a week for more difficult cases or if you choose to receive reimbursement via mail.

Your reimbursement is determined by the structure of your plan. Here are the core components of a pet insurance policy:

• Deductible: This is the amount you must pay before coverage begins, and it normally runs from $0 to $1,000 per event.
• Reimbursement Level: After the deductible has been paid, the insurance will pay a percentage of the amount, usually 50% to 100%.

Annual Max: Your pet insurance company will set a limit on how much it will pay in medical expenditures each year. Any charges that exceed the maximum will be your responsibility.

You can consistently offer your pet diagnostics, treatments, and medications without putting your finances at risk if you choose the correct pet insurance plan.

We’ve found that the most important advantage of pet insurance is peace of mind.

Of course, financial security is quite beneficial, and there are additional advantages such as speed and ease of treatment. But at the end of the day, they all add up to a sense of safety and peace of mind, which can be huge.

We work with a number of reputable pet insurance companies to help pet owners choose the finest plan at the most affordable price.

We can ensure that your breed’s specific health concerns are covered and save you a lot of money by easily helping you compare plan coverage and cost variances.

Any health conditions that began before the start date of the pet insurance coverage are considered pre-existing conditions. Anything documented on your pet’s medical health record prior to getting pet insurance will almost certainly be considered a pre-existing condition and will be excluded from coverage, meaning any claim you make for that ailment will be refused.

We believe this is a reasonable exclusion. Why do we believe this? Because a health-care system that covers pre-existing conditions couldn’t stick around very long! This would allow pet owners to delay getting insurance until their animal becomes ill, and then cancel it once they recover. No insurance business could afford to exist if everyone did that.

Pre-existing conditions tend to be excluded fairly often, so you should purchase pet insurance for your pet as soon as possible. The longer you wait, the more likely your pet will develop a health problem that is not covered by an insurance provider.

You don’t need to be concerned about this! You can see any licensed veterinarian with the pet insurance you choose. You pay the veterinarian for treatment as usual, then submit the bill to the pet insurance company along with a claim form. The pet insurance company will pay you any reimbursement you are entitled to directly.

We connect you to the pet insurance company’s website to finalize your transaction when you find a plan through Bestcare.Pet. You’ll get the greatest deal either way because we have access to some of the lowest accessible prices.